46. K --- Caplan suggests that kids who don’t love school go to work.
　　47. C ---An increasing number of families spend more money on houses in a good school district.
　　48. E--- Subsidized loans to college students are a huge waste of money, according to one economist.
　　49. B--- More and more kids find they fare worse with a college diploma.
　　50. H --- For those who are not prepared for higher education, going to college is not worth it.
　　51. D --- Over the years the cost of a college education has increased almost by 100%.
　　52. J --- A law passed recently allows many students to pay no more than one tenth of their income for their college loans.
　　53. C --- Middle-class Americans have highly valued a good education.
　　54. L --- More kids should be encouraged to participate in programs where they can learn not only job skills but also social skills.
　　55. F --- Over fifty percent of recent college graduates remain unemployed or unable to find a suitable job.

　　【點評】
　　本文主要針對大學教育是否是一項值得投資的話題進行深入探討和分析，文章標題Is College a Worthy Investment?已經很明顯地暗示了文章的主旨大意內容，考生做題時應多關注標題，這是很重要的解題線索。
　　本文選自Newsweek《新聞周刊》，該話題是考生比較熟悉的教育問題，大學教育是否值得投資，文中指出大學高等教育不是人們獲得成功的唯一途徑，人們應該選擇適合自己的道路，即使上了大學也不一定能找到好工作，同時也指出目前市場和企業需求的變化，人們應該理性選擇，提高覺悟，做出正確的選擇。
　　文章本身話題和語言難度并不高，大多考查事實細節，考生應掌握一定的同義轉換技能。

　　56. C. They love what they do and choose not to retire.
　　57. A. Neither of them is subject to forced retirement.
　　58. D. Working at an advanced age lengthens people's life.
　　59. C. It is a compensation for one's life-long hard work.
　　60. D. They prevent young people from getting ahead.
　　61. A) Many young Americans will never be able to pay off their debts.
　　62. B) They haven't developed a credit history.
　　63. D) It will affect their future spending power.
　　64. B) They may experience a financial crisis in their old age.
　　65. C) Their clients leave their debts unpaid upon death.

　　【原文】
　　“你要茶還是要咖啡?”是用餐人常被問到的題目，許多西方人會選咖啡，而中國人會選茶。相傳，中國的一位帝王于五千年前發現了茶，并用來治病。在明清(the Ming and Qing Dynasty)期間，茶館遍布全國，飲茶在六世紀傳到日本，但直到十七、十八世紀才傳到歐美。如今，茶是世界上最流行的飲料(beverage)之一，茶是中國的民族飲品，也是中國傳統文化的重要組成部分。

　　【譯文】
　　"Tea or coffee?", diners are frequently asked this question. Western people may choose coffee, while Chinese may prefer tea. It is said that 5,000 years ago, an emperor in China discovered tea and used it to cure disease. In the Ming and Qing Dynasty, tea houses could be found all over the country. Tea-drinking was introduced to Japan in the sixth century, but was not introduced to Europe and America until the 17th and 18th century. Up to now, tea has become one of the most popular beverages in the world. It is the national drink of China and an important part of Chinese traditional culture.