Rule 1: Don't put all your eggs in one basket. 不要把雞蛋都放在一個籃子里。
Diversification is a powerful investment concept that helps you to reduce the risk of holding more aggressive investments.
多樣化是一個強大的投資概念，可以幫助你降低持有進取型投資的風險。
diversification 多樣化
diversify 使...多樣化，變化
Patterns of life are diversifying. 生活方式變得多樣化。

Rule 2: Think long term. 作長遠計劃。
For instance, ownership investments are riskier, you must keep a long-term perspective when investing in them. Don't invest money in such investments unless you plan to hold them for a minimum of five years, and preferably a decade or longer.
例如，所有權投資風險更大，投資時必須保持長期視角。除非計劃持有至少五年，最好是十年或更長時間，否則不要在此類投資上投資。
long-term 長期的，長遠的
a long-term investment 長線投資

Rule 3: You are what you read and listen to. 你讀到的，和你聽到的都會成為你的一部分。
Don't pollute your mind with bad investing strategies and philosophies. The quality of what you read and listen to is far more important than the quantity. Find out how to evaluate the quality of what you read and hear.
不要用糟糕的投資策略和哲學來污染你的思想。您閱讀和聆聽的內容質量遠遠超過數量。了解如何評估您所閱讀和聽到的內容的質量。

Rule 4: Write a list before you go shopping -- and stick to it. 購物之前寫好購物清單，然后執行。
Because when you're without a shopping list, you typically end up making impulse buys and unplanned purchases – all things that cost money.
因為當你沒有一個購物清單時，你通常會進行沖動消費和計劃外的購物 - 所有這些都需要花錢。
impulse 心血來潮，沖動，一時的念頭
impulse buy 就是沖動消費

Rule 5: Invest in yourself. 投資你自己。
Your personal life and health are the highest-return, lowest-risk investments. They're far more important than the size of your financial portfolio.
您的個人生活和健康是最高回報，風險最低的投資。它們遠遠超過您的金融投資組合的規模。