Think of how stingy you are with your money:
if someone on the street asks for 10 dollars,
you're not giving it to them.
想想你在花錢上是多么的吝嗇，
如果有人在街上問你要10塊錢，
你是不會給的。

There's no way you're giving a 30% tip
for a normal dining experience. And so on.
普通的一頓飯要收你30%的小費，
那也是沒門。諸如此類的事情還有不少。

And yet so many of us
just waste ungodly amounts of our time.
We throw it away, every day.
I know I do unless I'm careful.
但是我們大部分人都肆意揮霍著時間，
對于時間的浪費，每天如此。
除非我們刻意留心，不然我們還是明知故犯。

What helps me to not waste time
is to see it as an investment,
and to keep track of the returns I get
for my investment.
怎樣做才能不浪費時間?
不如將它看成一種投資，
看看它能帶來多少回報。

This approach has led me to recognize
that some things offer
incredible immediate return on investment:
a night spent learning a new song
on my preferred instruments,
for example,
gives me a lifetime of being able to play that song.
在某些方面，讓我覺得(投資時間)會有不可思議的即刻回報。
比如，花一個晚上的時間，
在我喜歡的樂器上學會一首新的曲子，
那我今后的一生中就都會彈奏這首曲子。

That's an incredible return.
這是多么不可思議的回報。

Other investments are more like
low-interest, high security, long-term investments:
going to the gym, eating right, etc.
Some, like reading good books,
are kind of a combination of both.
還有一些低利率、高安全率的長期投資，
比如：去健身房鍛煉、健康飲食等等。
還有一些，包括閱讀有意義的書，算是兩者的結合。

But many activities are worthless
from an investment perspective:
whatever benefit they seem to give
doesn't last any longer than the activity itself.
但是有很多的活動從投資的角度來說是毫無價值的，
除了活動本身的價值，其他的任何利益都不會得到延續。

"Price is what you pay.
Value is what you get."
- Warren Buffett.
“你付出的是價格，買來的是價值。”
這是沃倫·巴菲特的名言。

This applies to everything:
money, relationships, time.
Knowing this changes your life.
這條定律適用于所有事物，金錢、關系、時間。
知道這個會改變你的人生。

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