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1.transform v. 轉換；改變；改造；改善；使改觀；使改頭換面
例句：The Minister said the Urban Development Corporation was now transforming the area.
部長聲稱城市開發公司如今正使該地區改頭換面。
2.mortgage n. 抵押；按揭（由銀行等提供房產抵押借款）；按揭貸款
例句：Thousands of its customers are in arrears with loans and mortgage payments.
有數千客戶拖欠其貸款和抵押貸款還款。
