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富爸爸窮爸爸(MP3+中英字幕) 第45期:唯一一條規則

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Our school system, having been created in the Agrarian Age, believes in homes with no foundation dirt floors are still the rage. So kids graduate from school with virtually no financial foundation. One day, sleepless and deep in debt in Suburbia, living the American Dream, they decide that the answer to their financial problems is to find a way to get rich quick.

我們的學校體系在農業文明時代就建立了,依舊迷信于不打基礎就蓋房子。孩子們從學校畢業時沒有學到一點有關財務的基礎知識。一天,當做著美國夢的那些人,在郊區的小房子里因債務的問題而無法入睡時,他們認定解決財務問題的方法就是快點發財。
Construction on the skyscraper begins. It goes up quickly, and soon, instead of the Empire State Building, we have the Leaning Tower of Suburbia. The sleepless nights return.
于是建造摩天大樓的工作開始了。雖然進展得很快,但不久就會發現,他們建造的不是帝國大廈,而是一座斜塔。于是不眠之夜又回來了。

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As for Mike and me in our adult years, both of our choices were possible because we were taught to pour a strong financial foundation when we were just kids.

我和邁克在成年以后可以有多種選擇,因為我們從小就被教導要打下堅實的財務知識基礎。
Now, accounting is possibly the most boring subject in the world. It also could be the most confusing. But if you want to be rich long-term, it could be the most important subject. The question is how do you take a boring and confusing subject and teach it to kids. The answer is make it simple.
現在,會計可能是世界上最乏味的學科了,也可能是最讓人弄不明白的學科。但如果你想一直富有下去,它又可能是最重要的學科。問題是,你怎樣才能接受這門乏味而晦澀的學科并把它教給你的孩子呢?那就是先用圖表來教吧。
My rich dad poured a strong financial foundation for Mike and me. Since we were just kids, he created a simple way to teach us. For years he only drew pictures and used the words. Mike and I understood the simple drawings, the jargon, the movement of money, and then in later years, rich dad began adding numbers.
富爸爸為我和邁克打下了牢固的財務知識基礎。由于當時我們只是孩子,富爸爸就發明了一種簡單的方法來教我們。有好幾年他只是用一些圖和詞語講課。我們弄懂了那些簡單的圖和術語,以及它們表現出的錢的運動規律。在之后幾年中,富爸爸開始加入數字。
Most importantly, you must know the difference between an asset and a liability, and buy assets.
最重要的是,你必須明白資產和負債的區別,并且購買資產。
If you want to be rich, this is all you need to know. It is rule number one. It is the only rule. This may sound absurdly simple, but most people have no idea how profound this rule is. Most people struggle financially because they do not know the difference between an asset and a liability.
如果你想致富,這一點你必須知道。這就是第一條規則,也是唯一一條規則。它聽起來似乎簡單得有些荒謬,但大多數人并不知道這條規則有多么深奧,他們就是因為不清楚資產與負債之間的區別才在財務問題中苦苦掙扎。
“Rich people acquire assets. The poor and middle class acquire liabilities but they think they are assets”
“富人獲得資產,而窮人和中產階級獲得負債,只不過他們以為那些負債就是資產?!?/div>
When rich dad explained this to Mike and me, we thought he was kidding. Here we were, nearly teenagers and waiting for the secret to getting rich, and this was his answer. It was so simple that we had to stop for a long time to think about it.
當富爸爸向我和邁克解釋這些概念時,我們以為他是在開玩笑。當時,兩個不到10歲的小孩正等著聽致富的秘訣,而得到的卻是這樣的答案。這個答案是如此簡單以致我們不得不花很長時間思考它。

重點單詞   查看全部解釋    
agrarian [ə'ɡrεəriən]

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adj. 土地的;耕地的;有關土地的

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skyscraper ['skaiskreipə]

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n. 摩天大樓

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foundation [faun'deiʃən]

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n. 基礎,根據,建立
n. 粉底霜,基

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rage [reidʒ]

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n. 狂怒,大怒,狂暴,肆虐,風行
v. 大怒

 
liability [.laiə'biliti]

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n. 責任,可能性,債務,不利因素,傾向

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confusing [kən'fju:ziŋ]

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adj. 使人困惑的,令人費解的 動詞confuse的現

 
movement ['mu:vmənt]

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n. 活動,運動,移動,[音]樂章

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construction [kən'strʌkʃən]

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n. 建設,建造,結構,構造,建筑物

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profound [prə'faund]

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adj. 深奧的,深邃的,意義深遠的

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boring ['bɔ:riŋ]

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adj. 令人厭煩的

 
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