2, Read Personal Finance Blogs
閱讀個人理財博客
I find that I get encouraged to save-and to adopt good financial habits in general-by reading about others' tips and success. One of my must-read blogs for this is The Simple Dollar.
我是通過閱讀別人的小技巧和成功經驗才學會了存錢和理財的。我必讀的一個理財博客是The Simple Dollar。
Other good blogs on personal finance are Get Rich Slowly and Wise Bread.
其他好的理財博客還有 Get Rich Slowly和 Wise 8read。
3, Keep a Savings Log
建立一個儲蓄日志
Something that's often recommended for those sorting out their finances is to keep a spending log-to write down what you spend, so that you have a clear picture of where all the money is going. I've done this in the past, and it's always revealing (and occasionally a bit horrifying!)
管錢的一個好辦法是建立一個花錢日志,寫下你的花費,讓自己清楚地知道所有的錢都花到哪里去了。我已經做到了這一點,而且我發現它真的是很有用(只是偶爾覺得結果有點可怕!)。
A twist on this, though, is to keep a savings log. Each time you make a deposit into your savings account (or each time you shove a few dollars into the jam jar hidden under your bed), write down the date and how much you saved. This can be a great way to motivate yourself to save more. You could also use your calendar or diary for this.
另一個辦法正好相反,是建立一個儲蓄日志。每當你把錢存入進銀行戶頭(或把幾塊錢放到床底下的果醬罐子里),記下日期和錢數。這是-個挺不錯的方式來激勵自己存錢。或者也可以使用日歷或日記本來做記錄。