評論
打印
So, what should you definitely not do?
你絕對不該做的又是什么呢？
Don't Bury Your Money in the Backyard
不要把錢埋在后院里
With things the way they are, it's tempting to simply opt out altogether. Fear of financial-system failure, the uncertain nature of the stock market and just a sense of foreboding have people thinking that it's smarter to keep their money in the backyard, a mattress or an empty can.But it really isn't. The bank-insurance system works for holdings under $250, 000. I know because my bank once failed , and the transfer of assets was seamless. So, at least keep your cash in certificates of deposit earning some sort of return. An overabundance of fear and caution can cost you money; don 't let that happen to you.
考慮到現在的形勢，人們可能很容易會想干脆什么也不投了。對金融體系失靈的擔心，股市不確定的本性，甚至只是一種不祥之感，這些都會讓人們認為把錢放在后院、床墊或空罐子里要更明智一些。不過這卻是大錯特錯了。銀行保險體系對低于25萬美元的資產是能起作用的。我知道這點，因為我工作的銀行倒閉了，而資產卻實現了“無縫”轉移。因此，至少把現金放到定存單中還能獲得一些收益。過于小心謹慎或擔心害怕會讓你的金錢受到損失，不要讓這點發生在你的身上。
Don't Chase Returns
不要追逐回報
This is a great temptation in any market, but especially so today. Bonds had a great run last year, but some analysts believe they may just be the next bubble waiting to burst
這在任何市場上都有很大的誘惑力，但在眼下就更為明顯。債券去年大幅上揚，但一些分析師認為這可能是下一個等待破滅的泡沫。
