評論
打印
The Current Situation ofBuying a House in the US
美國買房正當時
If you can borrow at 4.5% or 5% over 30 years, many purchases start to look appealing. Especially if we get a hefty dose of inflation down the line.
如果你能以4.5%或5%的利率獲得30年的貸款的話，那么，許多購房計劃看上去立刻就有了吸引力。如果接下來會出現較高的通貨膨脹的話，就更是如此了。
If that happens, your monthly payments will be low and you'd get to repay the principal over time with devalued dollars. That's a double win.
如果發生這種情況，你的月度供款會較低，你可以在一定時間內用貶值的美元逐漸償還掉本金。這真是兩全其美。
Inflation isn't guaranteed: The bond markets are only predicting about 1.4% inflation over the next 10 years, and BCA Research recently reminded clients that deflation, or falling prices, remains a danger. Unemployment is still rising and recent wages actually fell.
通貨膨脹不一定會發生：債券市場對未來10年的通貨膨脹率預期只有1.4%，而 BCA Research最近提醒客戶，通貨緊縮的危險依然存在。失業率仍在上升，近期的工資水平實際在下降。
Yet if you had to bet from here, you'd bet on inflation in due course. The government is running massive deficits and has the printing presses at full throttle. That 's the classic recipe.
不過，如果你現在必須打個賭，你應該預計到一定時候會發生通貨膨脹。政府現在有大量赤字，印鈔機正在全速運轉。這是傳統的應對方法。
When it comes to house prices, it's true they may not have fallen as far as you might expect.
至于說房價，的確，它跌得可能不像你期待的那么多。
A recent analysis in the Financial Analysts Journal suggested prices nationwide still weren't cheap by historical standards in relation to household incomes.
Financial Analysts Journal最近的一個分析顯示，以房價與家庭收入比來衡量，與歷史水平相比，全美國范圍內的房價仍不便宣。
